Financial Planning Services

  We'll help you make the most of your employer-sponsored  retirement plans and IRAs. We will work with you to determine how much  you likely need to retire comfortably, and then manage your assets  before and during retirement. We will work with you to create a  distribution plan that helps provide the retirement lifestyle you  desire. 

 By determining your asset allocation* needs, we can help you  understand your risk tolerance and specific investment goals. Once we've  accomplish that, we'll recommend the appropriate combination of  investment vehicles with an aim to help you pursue and exceed your  goals.  

 We will review your wills and trusts with the goal of preserving  your estate for your intended heirs. We can help with beneficiary  designations and minimize your exposure to estate taxes and probate  costs. We are happy to coordinate with your current tax and legal  advisors to come up with a cohesive plan for your legacy.  

How much of your net worth is locked up in your company?
Can you extract all of that value when it comes time to sell or retire?
How do you know what the value of the company is worth to a potential buyer?
What occurs when your exit is forced due to death, disability, disagreement, divorce or distress?

You  are not alone if you cannot answer all of these questions. According to  the Exit Planning Institute Study in 2013, 48% of owners in the study  have done no transition planning and 79% of owners have no written  transition plan. Contact us for a copy of the complete State of Owner  Readiness Survey.

Our  firm is built on service and care to our clients.  Sometimes life is  hard and you can be assured we will be there to walk with you through  the tough times - death, sickness, divorce, etc.  

Our team will pray for you and your family.

We will review your tax documents and ensure our decisions on your investments consider the tax effects on you.

Often we can work with your tax preparer to maximize your tax efficiency.  

If you do your own taxes we will review at no cost to you to ensure you are maximizing your tax efficiency.

We  will customize a retirement plan based on analysis designed to identify  and develop the plan that works best for the business and its  employees. 

We  work with Innovative Insurance Group to help you and your team to  design, review and implement a corporate insurance plan that balances  the need for coverage for your employees with the overall cost to the  business.  

  Our Insurance Audit program is designed to ensure that our  clients have the most appropriate plans at a competitive cost. As with  all of our services, the result of the audit will be an independent,  objective evaluation of your goals and current situation. 

 We can recommend investment and accumulation strategies to help you pay for your children's or grandchildren's education.