Steven J. Devlin, CEPA

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Office: 540.400.7611 x1      540.574.2508 x201

Email: sdevlin@levelfourfinancial.com

Personal Mission

My work is guided by three pillars: Faith, Family, and Client-Centered Care. As a financial consultant and coach, I prioritize understanding clients’ goals, fears, and values to craft strategies that empower them to live their best lives. Building lasting relationships is at the heart of what I do - I celebrate my clients’ successes as if they were my own.

Professional Expertise

With 27+ years of experience and a CEPA (Certified Exit Planning Advisor)designation, I specialize in retirement planning, business succession, and exit strategies for individuals and institutions. My team and I offer:

• Comprehensive Financial & Retirement Planning
• Investment Analysis & Portfolio Management
• Tax-Efficient Wealth Strategies
• Business Succession & Exit Planning      (CEPA-Certified)
• Estate & Legacy Planning
• Social Security & Medicare Optimization
• Protected Growth Strategies
• Wealth Management Consulting Services (for CPA/Attorney Firms, Banks, & CUs)
• Recognized for integrity, leadership, and creative problem-solving, I’m committed to delivering tailored solutions with a client-first approach.

Career Highlights

• 1998: Launched career in insurance and asset protection, later expanding into investments and life insurance.
• 2004: Shifted focus to retirement income planning, integrating tax-smart strategies.
• 2013: Founded my independent advisory practice, DF Consultants, partnering with Level Four Financial, where I served on the CEO’s Advisory Committee to shape firm-wide strategies.
• Honors:
  • Twice named among Virginia’s Top 4 Financial Advisors Under 40 (2013–2014).
  • Recognized as a Top 100 People in Finance (2022, Top 100 Magazine).
  • Featured in FA Magazine (2023) for innovative wealth management programs.

Education & Credentials

• Bachelor of Business Administration (Roanoke College, 1998).
• CEPA (Certified Exit Planning Advisor): Expertise in business transition and exit planning      strategies.
• RICP (Retirement Income Certified Planner): Expertise in retirement strategies
• Member of Kingdom Advisors & the Exit Planning Institute
• Ongoing advanced study in retirement planning, investment management, and tax efficiency.

Community & Personal Life

Married to Meggen since 2004, we’re raising six active children in Botetourt County and worship at Orchard Hills Church.  When I’m not advising clients, you’ll find me on the field or rink—coaching travel hockey and rec lacrosse—where I help young athletes develop discipline, teamwork, and character. I also mentor high school and college students, having led transformative mission trips with youth groups.  Our family enjoys retreats to Massanutten, VA, and our beach home in Ocean Lakes, SC, where we recharge between seasons.

Roanoke Office: 2217 Crystal Spring Ave, Suite 114, Roanoke, VA 24014

Harrisonburg Office: 410 Neff Ave, Suite G-14, Harrisonburg, VA 22801

Let’s Connect: 

Reach out to discuss how we can help you achieve financial confidence—whether planning for retirement, protecting wealth, or transitioning your business.